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Rates

The Annual Percentage Rate (APR) received (OAC) is within a range and is based on the credit quality and current usage of credit union services of the borrower.  Members who apply online will receive our maximum discount for usage of credit union services.

Auto Loan Rates*

 

  • 24 Month Vehicle Loan between 5.49% and 18.00% APR*
  • 36 Month Vehicle Loan between 5.49% and 18.00% APR*
  • 48 Month Vehicle Loan between 5.49% and 18.00% APR*
  • 60 Month Vehicle Loan between 5.74% and 18.00% APR*
  • 72 Month Vehicle Loan between 5.74% and 18.00% APR*
  • 84 Month Vehicle Loan between 5.99% and 18.00% APR*

Your actual rate will be determined by your credit quality and loan term.

*Rates listed is Annual Percentage Rate (APR) and subject to change.

 

Recreational Vehicle Loan Rates*

 

  • 24 Month Recreational Vehicle Loan between 5.49% and 18.00%
  • 36 Month Recreational Vehicle Loan between 5.49% and 18.00%
  • 48 Month Recreational Vehicle Loan between 5.49% and 18.00%
  • 60 Month Recreational Vehicle Loan between 5.74% and 18.00%
  • 72 Month Recreational Vehicle Loan between 5.74% and 18.00%
  • 84 Month Recreational Vehicle Loan between 5.99% and 18.00%
  • 120 Month Recreational Vehicle Loan between 7.99% and 18.00%
  • 180 Month Recreational Vehicle Loan between 8.49% and 18.00%

*Rates Subject to Change

 

Personal Loan Rates*

  •   6 Month Personal Loan between 9.00% and 18.00% APR*
  • 12 Month Personal Loan between 9.50% and 18.00% APR*
  • 24 Month Personal Loan between 10.00% and 18.00% APR*
  • 36 Month Personal Loan between 11.00% and 18.00% APR*
  • 48 Month Personal Loan between 11.50% and 18.00% APR*
  • 60 Month Personal Loan between 11.99% and 18.00% APR*

Your actual rate will be determined by your credit quality and loan term.

*Rates listed is Annual Percentage Rate (APR) and subject to change.

Home Equity Line of Credit (HELOC) Loan Rate*

  • Variable rates as low as* - Current WSJ Prime Rate -0.50%

*Rates Subject to Change

Overdraft Protection for Share Draft (Checking)*

  • Fixed 18.00%

*Rates Subject to Change

Pay Advance Line of Credit (PAL)*

  • Fixed 18.00%

*Rates Subject to Change