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Financial Education

FICO® Score Information

Understanding your FICO® Score can help you understand how lenders view your credit risk, thereby letting you better manage your finances.  As a FREE service to TruGrocer members with a Share Draft (Checking) account, your FICO® Score is available when you access CU OnLine home banking or the mobile app (primary member only).  Additionally, factors from information in the credit report that most impact the score are provided to help better understand your financial health over time.

Because your FICO® Score is based on the information in your credit report, be sure that the credit report information is accurate.  You may get a free copy of your credit report every 12 months from each credit reporting company.  To request a copy of your free credit report, visit www.annualcreditreport.com.  Please note your credit report will not include your FICO® Score.

Money Management

To make it easier to manage your budget and finances, MONEY MANAGEMENT is available when you access your account using CU OnLine and the mobile app.  MONEY MANAGEMENT features include:

  • Monitor all of your ACCOUNTS in one place
  • Review TRANSACTIONS across all accounts
  • Quickly identify large expenses and SPENDING habits
  • Set up a visual BUDGET
  • Track TRENDS in your spending
  • Prioritize your DEBTS
  • Monitor your NET WORTH
  • Set GOALS and keep track of progress
  • Understand your CASH FLOW

Begin using MONEY MANAGEMENT today through CU OnLine and Mobile Banking.

National Endowment for Financial Education (NEFE)

NEFE provides objective and credible information through its programs and partnerships.  Their materials continually evolve with the changing financial climate, technological advancements, and societal trends to meet consumers' shifting needs.  All NEFE resources and teaching materials are provided at no cost.

Click www.nefe.org to access the NEFE website.