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Home Equity Line of Credit (HELOC)

Borrow up to 85% of appraised value, less any 1st Mortgage, or 80% of appraised value if there is no 1st Mortgage, whichever is less.  Minimum of $10,000.  Note:  Due to Texas HELOC regulations, Texas borrowers are limited to 80% of appraised value, less any 1st Mortgage, not to exceed 50% of the fair market value, whichever is less.  Additional terms and conditions apply.

Rate is variable equal to Prime Rate and can change monthly.

Term is 180 months with a 60 month draw period.

Payment is amortized monthly based on balance, annual percentage rate and remaining term with a $100.00 minimum.  Additional terms and conditions disclosed with application.  Apply online or contact us at 208-385-5200 and ask to speak with an associate regarding a HELOC.