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Share Certificate

  • Small Saver Share Certificates have a minimum balance of $500 with terms up to 60 months.
  • Money Market Share Certificates have a minimum balance of $10,000 with terms up to 60 months.
  • Super Market Share Certificates have a minimum balance of $50,000 with terms up to 36 months.
  • Jumbo Share Certificates have a minimum balance of $100,000 with terms up to 24 months.

View the Share Certificate Disclosure

The following categories list current Dividend Rates compounded monthly and the resulting Annual Percentage Yields.  Rates are monitored daily and are subject to change without notice.  There is an early withdrawal penalty if any of the principal amount is withdrawn prior to the maturity of the Share Certificate.

Small Saver Share Certificates (minimum $500)
Period Dividend Rate Annual Percentage Yield
6 Months 0.55% 0.55%
12 Months 0.85% 0.85%
24 Months 1.10% 1.11%
36 Months 1.20% 1.21%
48 Months 1.40% 1.41%
60 Months 1.85% 1.86%

 

Money Market Share Certificates (Minimum $10,000)
Period Dividend Rate Annual Percentage Yield
6 Months 0.60% 0.60%
12 Months 0.90% 0.90%
24 Months 1.15% 1.16%
36 Months 1.25% 1.26%
48 Months 1.45% 1.46%
60 Months 1.90% 1.91%

 

Super Market Share Certificates (Minimum $50,000)
Period Dividend Rate Annual Percentage Yield
6 Months 0.65% 0.65%
12 Months 0.95% 0.95%
24 Months 1.20% 1.21%
36 Months 1.30% 1.31%