TruGrocer Federal Credit Union was specifically chartered for you and your employees! We have been helping to improve the financial lives of supermarket and grocery industry workers and their families since 1965, and today, we are more committed to this mission than ever!
We understand the challenges unique to the Grocery Industry and strive to provide competitive deposit and loan rates, low or no-fee financial services, innovative technology, and outstanding member service. Offering your employees access to a credit union created just for them would be a tremendous employee benefit! One of our most popular services is our ability to deposit your employees' paychecks directly, reducing your business’s paper-check expenses. If your business is looking for this, please don’t hesitate to reach out; we will partner with you and create a custom marketing campaign promoting our Direct Deposit and other services.
Partnering with us is like adding health insurance or a 401(k), at no cost to you or your business. Your employees will thank you!
Spouses, children, parents, grandparents, and grandchildren (including step and adoptive relationships) of supermarket and grocery industry workers are all eligible. Your whole family unit can enjoy the rewards of membership!
We will provide you and your employees with great member service and Free:
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Savings with e-statement
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Checking with e-statement
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Mobile Banking
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Low Loan Rates
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Debit Card
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Zelle®
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Budget Tool
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Direct Deposit
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Bill Pay
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Credit Score +more
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Mobile Deposit
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24-7* Call Center Support
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Lifetime Membership
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No Annual fee Visa Rewards Credit Card (O.A.C.)
The TruGrocer Advantage
While there are numerous credit union options for employers to choose from, TruGrocer Federal Credit Union offers features and benefits specifically appealing to grocery industry employers and employees:
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Grocery employers can offer TruGrocer as a benefit without the need for state or federal approval.
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TruGrocer has over 58 years of experience with interstate operations and extensive knowledge about various banking and lending regulations unique to all 50 states.
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Grocery employers can save time and money by reducing or eliminating “payroll” cards when employees setup direct deposit to a TruGrocer Share Draft Checking Account (FREE Debit Cards included).
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TruGrocer Share Draft Checking Accounts have NO minimum balance requirement, NO transaction fees, NO monthly service fees, and NO per item fees.
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Debit Cards can also be used at any CO-OP Network ATM with NO surcharge, and TruGrocer does NOT charge a fee if the card is used out-of-network (other financial institutions may charge up to $2.00).
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There is NO charge to replace Debit or Credit Card plastic, and both are EMV chip enabled.
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TruGrocer will often open accounts for “un-bankable” employees, giving them the opportunity to establish or re-establish good credit.
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TruGrocer offers alternatives to payday lending to help employees escape the negative cycle of payday loans and their high interest rates.
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TruGrocer can offer “Free” services because we operate efficiently, with low operating expenses and strong capital.
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TruGrocer’s modern and up-to-date online and mobile banking systems offer access to financial services anytime.
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TruGrocer’s National Advisory Council, with Grocery Partner participation, provides insight on issues important to Grocery Industry workers.
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Employers can be confident in their support and endorsement of TruGrocer. We share core values including honesty, integrity, diversity, responsiveness, accountability, and a commitment to friendly service, quality products, productivity, efficiency, and value.
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Enrollment programs can be customized to fit each individual Grocery Partner’s needs.
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Deposits are insured up to $500K ($1,000,000 for joint accounts) through a combination of Federal Deposit Insurance (National Credit Union Administration - NCUA) and private Excess Share Insurance (ESI).
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Why a Credit Union?
Why TruGrocer?
Contact TruGrocer