Take a 5 - minute Financial Checkup on the Internet
Now help with money management is as close as your computer. Using the information on MEMBERS Financial Network at the Credit Union's Web site and your own input, you can evaluate your financial position in minutes.
It's Fast,
It's Easy,
It's Even Fun.
Take Five!
Just log on to www.albertsonsempfcu.com Then look for the Money Management section, part of MEMBERS financial Network.

Look for the Checkup
One of the things you'll find is a 5-minute financial checkup that can give you a quick picture of how you're doing. There's an online Money Management Workbook that provides a step-by-step evaluation of your financial picture - with guidelines, checklists, information, and references. Thre are also 12 calculators built into the system.

 The workbook covers five important topics:

  • Five Steps to Taking Control of Your Money
  • Five Steps to Taking Charge of Your Debt
  • Five Steps to Evaluating Your Insurance Coverage
  • Five Steps to Planning Your Retirement
  • Five Steps to Planning for Your Child's College Education

You can take advantage of this valuable resource at no cost or obligation, and it could point out some of the critical strengths and weaknesses in your overall planning. So - take five!

 

Add Power to Your Portfolio through MEMBERS BrokerNet

For our members who invest in the stock market, Albertsons Employees' Federal Credit Union has made a service available that can save time and provide a great deal of convenience. It's called MEMBERS BrokerNet, a service of CUNA Brokerage Service, Inc. To access it, all you do is enter the Credit Union's Web site at www.albertsonsempfcu.com then look for MEMBERS BrokerNet, part of MEMBERS Financial Network.

You have 24-hour access, and you can choose how you want to trade:

  • By Internet through MEMBERS BrokerNet
  • By touch-tone phone.
  • Through the CUNA Brokerage Services, Inc. call center, with help from a Financial Services Representative, without investment advice.

MEMBERS BrokerNet provides you with real-time quotes, information on your brokerage account activity, investment news and market summaries. You can develop model portfolios. Opening a CUNA Brokerage Services, Inc. account is easy, just sign up online. You can also get information on how to contact a registered representative for brokerage account inquiries - or to place trades.
Take the Vacation You
Have Always Wanted this Summer
You work hard, so why not make this summer one to remember for you and your family. With our current low rates on personal loans, now is the ideal time to take that dream vacation that you and your family will always remember.

Vacation Hot Spots
If you have young children in your family, chances are you have heard the request for a trip to Walt Disney World. With Universal Studios, Walt Disney World, and MGM studios in close proximity to one another, there is more than enough wholesome family entertainment to last a fun-packed week. Many travel agents offer comprehensive Walt Disney World Vacation packages, some including cruises, so be sure to shop around.

Are you a nature fan? With the relative strength of U.S. vs. Canadian dollars, all of Canada is a bargain for Americans. Vancouver, British Columbia, offers the attractions of a cosmopolitan city with some of the most spectacular natural wonders imaginable. Vancouver also has North America's third largest China-town. Also, July and August are the best times to go whale watching.

Or maybe the beaches are calling your name this summer. Hawaii has six beautiful islands to choose from, and each one has its own unique personality. Sportfishing, scuba diving, snorkeling, surfing, and kayaking are all popular in the pristine waters off the beautiful coasts of Hawaii. This summer imagine yourself in the Hawaii vacation you have always seen or heard about, but this time you will be the one saying "Aloha!"

Before You Leave
It couldn't be easier to finance your dream vacation through the Credit Union. You can even do your research online. Simply go to www.albertsonsempfcu.com, look under our Click List, and simply click on Loan Pre-Approval. It's that simple! Once you've determined the amount you want to borrow, just contact your Branch Loan Department. If you've had a loan with us before, we can likely process your loan request after answering a few questions. If you have never borrowed from us, you can obtain a loan application from the InForm Kit at your store, or call your branch and they will mail one to you.

No matter where you travel this summer, be sure to pack your Albertsons Employees' FCU VISA® card! You can use your card wherever VISA® is accepted, at over 14 million different locations worldwide. Featuring a 1% rebate on your purchases and no annual fee, your VISA card is one travel companion you don't want to travel without this summer.

BRANCHES

Boise Branch Office
P.O. Box 8145
Boise, ID 83707
(208) 385-5200
Fax:(208) 385-5290

Orlando Branch Office
3305 Lake Breeze
Orlando, FL 32808
(407) 292-2006
Fax: (407) 292-2520

Dallas/Ft. Worth Branch
1327 Brown Trail
Bedford, TX 76022
(817) 285-8292
Metro Line: (817) 268-6710
Fax: (817) 285-7053

Los Angeles Branch
341 E. Imperial Hwy.
Fullerton, CA 92835
(714) 738-4681, (562) 697-1786
Fax: (817) 285-7053

BOARD OF DIRECTORS

Bob Baker, Chairman
Bill Carter, Vice Chairman
Mike Shalz, Treasurer
Lary Matthews, Secretary
Cynthia Forsch, Member
Doug Gibson, Member
Gary Morton, Member
Shirley Christoffersen, Member
Kevan Fenderson, Member

MANAGEMENT STAFF

Phyllis Thomason, President
and Chief Executive Officer
Michael S. Vickery, Vice President
and Chief Operating Officer
Theresa Koenen, Loan Manager
Ann Cargile, Loan Servicing Supervisor
Chris Demaray, Member Services Supervisor
Bonnie Kuhl, Card Services Supervisor
Stacey Devereaux, Accounting and
Electronic Services Supervisor
Leo Francis, Branch Operations and
Regulatory Compliance Manager
Clem Godin, Orlando Branch Manager
Tanya Brumfield, Dallas/Fort Worth
Branch Manager
Vicki Swanson, Los Angeles Branch
Manager

FINANCIAL HIGHLIGHTS
          (as of April 2001)

Member.......................46,295
Shares...............$114,240,579
Loans..................$76,171,794
Total Assets.....$138,052,302

The articles and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual.  We suggest that you consult your attorney, accountant, or financial or tax advisor with regard to your individual situation.  Entire publication ŠAlbertsons Employees' Federal Credit Union 2001.  All rights reserved.,
TruGrocer Federal Credit Union