If
you're just joining the "technology age", you may find today's
growing Internet economy overwhelming. But, the World Wide Web is nothing
to fear! With more than a third of all American households already online,
most people agree the Internet has much to offer. Take some time to learn
how you can access these benefits - all from the comfort of your own home.The
Internet: Your convenient solution
Offering everything
from e-mail to e-shopping, the Internet hosts a wide range of services
that can make your life easier. Here are a few examples:
·
Begin
your research online.
Whether you need
information on removing a tea stain or planning your next vacation, the
Internet is the place to start. Search engines such as Yahoo (www.yahoo.com)
and Netscape (www.netscape.com) offer catalogs of free Web sites with more
information than you would ever need!
·
Do your
shopping online.
The
Internet economy grew 175 percent between 1995-1998. With more Americans
than ever now shopping online, services are becoming more convenient, and
more secure. And, nearly every industry - from insurance to footwear - is
available for purchase online.
Your
financial services are online, too!
Albertsons EmPloyees' Federal Credit
Union offers 24-hour service through CU OnLine, another convenient
Internet service for you. With your computer, Internet service, a 56K
modem and Web browser, visit us at www.albertsonsempfcu.com.
Our Web site will give you a direct
connection to CU OnLine. CU OnLine allows you to view your account
history, transfer funds between share accounts, transfer funds to make
your loan payments and request withdrawals from your share accounts. Best
of all, CU OnLine comes with no additional Credit Union fees. Once you
have signed up for CU OnLine, you can activate the BILL PAYER feature and
arrange for electronic payment of your bills. For a low monthly fee of $5
for up to 10 bills, BILL PAYER provides a hassle-free way to take care of
your bills automatically. To sign up for CU OnLine, print the SIGNUP FORM
from our Web site, fill it out (including your signature) and mail it back
to the Credit Union. After allowing seven days for activation, you can
begin conducting your financial transactions online, too!
Summer
is the season for hot auto deals
Warm weather and long days make summer
the perfect season for auto shopping. And, with many dealers making room
for next year's models, summer may also be the best season to find a deal
on your new car. The following tips may help you save money - when it's
time to start your auto shopping:
·
Get pre-approved for a car
loan.
With a pre-approved auto loan from AEFCU, you'll
be prepared for financial negotiations before you even set foot in the
show room. Our competitive low rates and terms can save you money over the
life of your loan and set you up with a payment you can afford. AEFCU
finances up to 100 percent of the purchase price on your new or used auto.
·
Be flexible with options.
If you're already thinking about
which features to include in your new car, remember flexibility may be
your biggest money-saver. Manufacturers sometimes offer options packages
that are cheaper than if you purchased the options separately.
·
Shop toward the end of the
month.
Dealers often offer special deals at the end of the month to reach monthly
sales goals, so try to plan your car shopping accordingly.
·
Start your shopping at AEFCU.
When you're ready to start looking for a new car, remember AEFCU is the
place to start your shopping. If you've had a loan with us before, we may
only need to ask a few questions prior to making another loan advance.
Visit or call to learn more about being pre-approved for your low-interest
auto loan. Once you've been approved for an AEFCU auto loan, start car
shopping online and check out the following Web sites to find the invoice
and MSRP of your preferred models:
o
Edmund's® Automobile Buyer's
Guide --www.edmunds.com
o
Kelly's Blue Book -- www.kbb.com
o
MSN CarPoint -- www.carpoint.msn.com
FINANCIAL
HIGHLIGHTS (as of April 2000)
Members.................................45,336
Shares.........................$104,367,469
Loans.............................$73,168,676
Total
Assets................$125,881,692
The articles and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your attorney, accountant, or financial or tax advisor with regard to your individual situation. Entire publication ©Albertsons Employees' Federal Credit Union 2000. All rights reserved.,