Energy Smart Hybrid Loan Program Energy Smart Hybrid
Loan Program

With TruGrocer's Energy Smart Hybrid Loan Program, members purchasing a qualifying hybrid vehicle will receive the Credit Union's full 0.75% interest rate relationship discount.

The U.S. Environmental Protection Agency (EPA) and U.S. Department of Energy (DOE) produce a Fuel Economy Guide to help car buyers choose the most fuel-efficient vehicle that meets their needs. The Guide is available at www.fueleconomy.gov and you can go to this website to review the list of Hybrid vehicles that qualify for TruGrocer's Energy Smart Hybrid Loan Program. Vehicles are listed by model year.

Examples of vehicles that qualify:

  • Honda CR-Z, Honda Civic Hybrid, Honda Insight
  • Lexus HS 250h, Lexus CT 200h, Lexus RX 450h, Lexus GS 450h
  • Ford Fusion Hybrid FWD, Ford Escape Hybrid FWD
  • Lincoln MKZ Hybrid FWD
  • Mercury Milan Hybrid FWD, Mercury Mariner Hybrid FWD &4WD
  • Volkswagen Touareg Hybrid
  • Toyota Prius, Toyota Camry Hybrid, Toyota Highlander Hybrid
  • Hyundai Sonata Hybrid
  • Chevrolet 15 Silverado Hybrid 2WD & 4WD, Chevrolet Tahoe Hybrid 2WD & 4WD
  • GMC 15 Sierra Hybrid 2WD & 4WD, GMC Yukon 1500 Hybrid 2WD & 4WD
  • Cadillac Escalade Hybrid 2WD & 4WD
  • Mazda Tribute Hybrid 2WD & 4WD
  • Nissan Altima Hybrid
  • Mercedes-Benz ML450 Hybrid 4matic
  • Porsche Cayenne S Hybrid

The program applies to new and used vehicles. Existing TruGrocer vehicle loans are not eligible. You may transfer your Hybrid loan from another financial institution. All loans are on approved credit. Rates are subject to change without notice. Your individual rate may vary based upon credit quality, term selected and if applicable, age of vehicle.

Don't see your vehicle on this list? Contact your Branch Office for more details.

Start your shopping at TruGrocer Federal Credit Union. When you're ready to start looking for a new car, remember your Credit Union is the place to start your shopping. If you've had a loan with us before, we may only need to ask a few questions prior to making another loan advance. Visit or call to learn more about being pre-approved for your low-interest auto loan. Once you've been approved for a TruGrocer auto loan, start car shopping online and check out the following Web sites to find the information and resources, including the difference between  invoice and MSRP of your preferred models:

The web site links below are external Internet addresses and are not operated by TruGrocer Federal Credit Union.  The Credit Union does not endorse, approve, certify, or control these external Internet addresses and does not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information located at such addresses.  The privacy and security policies of these external Internet addresses may differ from those practiced by TruGrocer Federal Credit Union.

Edmund's Automobile Buyers Guide: Used car prices back to 1990; safety information; and ratings on new vehicles.

Kelley Blue Book: Kelley Blue Book gives you up to date and accurate prices on new and used vehicles.

Nada: National Automobile Dealers Association web site guides you to new car and truck sites on the web.

Car & Driver: Buyers Guide covers automobiles manufactured in the last two years and can be searched by manufacturer, vehicle type, price range, and more.

Insurance News Network: Crash test result, auto thefts by model, automobile insurance advice and facts.

Highway Loss Data Institute: Accident facts for cars, drivers, and pedestrians.

Federal Reserve Consumer Info: Credit Reports and Scores

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