The following categories list current Dividend Rates compounded monthly and the resulting Annual Percentage Yields.  Rates are monitored daily and are subject to change without notice. There is an early withdrawal penalty if any of the principal amount is withdrawn prior to the maturity of the Share Certificate. 

Small Saver Share Certificates (minimum $500)

Period Dividend Rate Annual Percentage Yield
  6 Months 2.95% 2.99%
12 Months 3.10% 3.14%
24 Months 3.30% 3.35%
36 Months 3.45% 3.51%
48 Months 3.50% 3.56%
60 Months 3.75% 3.82%

 

Money Market Share Certificates (Minimum $10,000)

Period Dividend Rate Annual Percentage Yield
  6 Months 3.05% 3.09%
12 Months 3.20% 3.25%
24 Months 3.40% 3.45%
36 Months 3.55% 3.61%
48 Months 3.60% 3.66%
60 Months 3.85% 3.92%

 

Super Market Share Certificates (Minimum $50,000)

12 Months 3.25% 3.30%
24 Months 3.45% 3.51%
36 Months 3.60% 3.66%

TruGrocer Federal Credit Union savings accounts are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration (NCUA), a U.S. Government Agency.  An additional $250,000 of savings protection is provided by Excess Share Insurance (ESI), a private deposit insurer.

To calculate an estimate of your potential dividend, enter the value for the principal in the box labeled "Amount Invested", followed by either choosing a rate with your Credit Union, or enter your own rate in the box labeled "Your own Dividend Rate". Then, enter the term in months you would like to keep the principal invested for. Your future value will automatically appear. Alternatively, you can use the sliders to the right of the boxes to select your value.

To Print the Contents of the Calculator:

Click on the COMPARE button inside the calculator.  This will print the results of your calculation to a new screen.  Click the PRINT icon in the Tools bar. After the page has printed, close the new window to return to the calculator.

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