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Dividend Rates are determined by the Board of Directors at the end of each calendar month. The following table lists the Accounts, Dividend Rates that are compounded daily and the resulting Annual Percentage Yields. |
| Type of Account | Dividend Rate Declared Last Month | Annual Percentage Yield (APY) |
| Regular Shares | 1.25% | 1.26% |
| Share Draft | 0.00% | 0.00% |
| Christmas and Vacation Clubs | 1.35% | 1.36% |
| Health Savings Accounts | 1.35% | 1.36% |
| Money Market
Account ($2500 to $49,999) ($50,000 and up) |
2.05% 2.90% |
2.07% 2.94% |
| Roth/Roth Conversion Individual Retirement Account | 3.30% | 3.35% |
| Traditional Individual Retirement Account | 3.30% | 3.35% |
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TruGrocer Federal Credit Union savings accounts are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration (NCUA), a U.S. Government Agency. An additional $250,000 of savings protection is provided by Excess Share Insurance (ESI), a private deposit insurer.
To calculate an estimate of your
potential dividend, enter the value for the principal in the box labeled
"Amount Invested", followed by either choosing a rate with your Credit
Union, or enter your own rate in the box labeled "Your own Dividend Rate".
Then, enter the term in months you would like to keep the principal
invested for. Your future value will automatically appear. Alternatively,
you can use the sliders to the right of the boxes to select your value.
To Print the Contents
of the Calculator: Click on the COMPARE button inside
the calculator. This will print the results of your calculation to a
new screen. Click the PRINT icon in the Tools bar. After the page
has printed, close the new window to return to the
calculator.
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