Am I eligible?

Membership is available to employees who work regularly in the grocery and supermarket industry, retirees of the grocery and supermarket industry, and that employee's or retiree's immediate family members (Spouse, Grandparent, Grandchild, Parent, Sibling, Child). Click here to see some of the numerous grocery store banners that are eligible.

Can I sign up for membership online?

You can sign up for membership online now if you have all the information ready to go and you are at least 18 years old.  This secure and fast method is a simple way to apply for membership in TruGrocer.  Before beginning the online membership application, please gather the following information about you and the joint owner (if applicable):

  • Driver's license
  • Previous home address
  • U.S. Social Security Number
  • A recent pay stub to assist in establishing direct payroll deposit
  • You must be at least 18 years old to join online
  • You must be a U.S. citizen or a U.S. resident alien to join online.

    Click here to proceed with the Online Membership Application now.

    How do I sign up if I'm not online or younger than 18 years old?

    Signing up using paper forms is easy!  Just fill out the form here and we'll send you the information and forms you need.  Or, check with your credit union representative at your store for an InForm Kit to obtain a Universal Application.

    Which Credit Union Branch Office provides service in my state?

    There is a TruGrocer Branch Office in each of the four time zones in the continental United States. Click here for a service area map of the Credit Union's branch offices. There are also over 3,110 Shared Branch locations nationwide that can conduct transactions for TruGrocer Members. Click here for detailed Shared Branch information.

    Share Accounts (Savings)

    To become a member of TruGrocer Federal Credit Union you must open a Share (savings) Account with a minimum of $5.00.  We make it easy and convenient for you to save!  All you have to do is fill out a membership application and sign up for a weekly payroll deduction from your grocery store employer.  So start saving now with a high dividend, low maintenance Share account at your Credit Union!   Click here for Rates!

    Dividends are compounded daily and paid to the account monthly.   They are paid from available earnings after required reserve transfers and therefore cannot be guaranteed or declared prior to the end of the dividend period.

    Your Regular Share Accounts are subject to a monthly fee of $1.00 if the account balance is below $25.00 on the last day of each calendar month (members 18 years of age and older) and no other account relationship has been established at the Credit Union, such as a Share Draft Account, Loan, VISA®, etc.

    An exit fee of $5.00 will be charged to the Regular Share Account to cover bookkeeping and other costs at the time the account is closed. 

    ATM/POS/Debit Card    

    An Automated Teller Machine/Point-of-Sale/Debit Card makes it easy for you to buy groceries, gasoline, and make many other purchases through the STAR® and MasterCard networks without cash or checks.  And of course make cash withdrawals at thousands of ATMs across the country linked to the Plus System®, CO-OP®, STAR®, and MasterCard® networks. 

    Share Draft Accounts (Checking)    

    Open a Share Draft (checking) Account and enjoy all the low cost benefits!

    • No monthly service charge or per check charge.
    • No limit on the amount or number of times you can withdraw from your account.
    • Have your payroll funds the same day your employer issues it by taking advantage of net check payroll deposit.
    • Carbon copy drafts to lessen your chances of making an error in your check register.
    • Low cost custom designed carbon copy drafts that proudly display the Albertson's, Inc logo.
    • Monthly statements on your account that show drafts in both the order they have cleared and in numerical order for ease in reconciling your account.
    • Overdraft Protection Line-of-Credit is available upon approved credit.  If you qualify, this loan option protects you if you write drafts for more than the balance in your account.

    All you have to do is fill out a Share Draft Application, select your check style (select the Custom Design TruGrocer Federal Credit Union Drafts as your BEST VALUE!), and start payroll deduction.

    Get started today!
     TruGrocer Federal Credit Union
    will help you on your way to financial thrift!

    Joining | Forms Request | Account Disclosure | Privacy Statement | Savings Protection