What is CU OnLine?
CU OnLine is an electronic service that gives you
secure account access via the Internet 24-hours a day, 7-days a week.
What types of accounts
can I view with CU OnLine?
With CU OnLine, you can view all your credit union accounts
including checking, savings, share certificates, IRAs, and most loans including
lines of credit and mortgages. Your TruGrocer VISA credit card
information and Bill Pay services are also accessed using your CU OnLine login.
What can I do with CU OnLine?
- View account balances
- View complete account history for all accounts for up to 18 months back
- Search for specific drafts
- Make check withdrawals
- Control your own pin and password
- Transfer money between accounts
- Change description of accounts to match your records
- Set up automatic bill payments
How much does CU OnLine cost?
CU OnLine is free!
What kind of computer equipment and software do I need
to access CU OnLine?
To access CU OnLine, you do not need a special computer
configuration. All you need is a computer, a modem, Internet access,
and one of two supported browsers, either Netscape Navigator 3.0 or higher
or Microsoft Internet Explorer 4.0 or higher.
Please read this if you are using Netscape 6.
We recommend the user have at least a 486 processor (Pentium preferred),
at least a 28.8 Kbps modem (the faster the better), and either Netscape
Navigator 3.0 or Microsoft Internet Explorer 4.0. These
two browsers support 128-bit encryption which is necessary to access
CU OnLine. If you do not have the necessary browser, both are
available to download from their respective web sites.
How do I enroll?
You can enroll right now by printing, completing and returning
our SIGNUP FORM to the Credit Union.
Once I've enrolled, when can I use CU OnLine?
After you complete the enrollment form, your
CU OnLine account will be available 5 to 7 business
days after you have mailed your form to us.
How secure is CU OnLine?
For the protection of your confidential data, CU
OnLine employs two forms of security beyond your browser's encryption: Dual
Password Protection and Data Encryption. Dual Password
Protection requires you to enter a second password, in addition to a
four-digit PIN to ensure unauthorized users do not access your account
information. Data Encryption is a process which uses SSL
(Secure Sockets Layer) that transposes the pin and passwords which are sent
from you through our server. So, your data and activity is secure!
What is encryption exactly?
the process of scrambling information by applying a mathematical
function in such a way that it is extremely difficult for anyone other
than an intended recipient to retrieve the original information.
Central to this process is a mathematical value, called a key,
used by the function to scramble the information in a unique and complex
your information is scrambled before it is sent across the Internet.
If someone were to intercept this information, it would be useless to
them. TruGrocer Federal Credit Union holds the key
to scramble and unscramble the information.
What is SSL (Secure Sockets Layer)?
SSL provides an
encrypted communication line between a user's browser and the Web site
host. SSL guarantees the authenticity of your Web content, while
reliably verifying the identity of users accessing restricted Web sites.
SSL can be implemented using a 40-bit or 128-bit encryption scheme.
The more bits used in the encryption scheme, the greater the encryption
and the less chance that data can be intercepted and decoded by criminal
will need a browser that supports 128-bit encryption, giving you the
most security possible.
We have been
certified with a Secure certificate from Verisign to communicate with
you, the member, with SSL technology. Digital certificates act as a
digital ID to ensure that users or computers are authentic.