Payroll Deduction Processing

Providing the most beneficial payroll deduction methods available for employers and members is critically important at TruGrocer.   Being timely, accurate and secure is at the core of our payroll deduction processing for grocery chains and our personalized service sets us apart from other financial institutions.  Regardless of your priorities, we have a solution to meet the complexities of direct deposit, automated clearing house (ACH) and check processing for handling payroll deductions.  While other financial institutions rely on revenue from direct deposit, TruGrocer relies on a long-term relationship with its members.

Even though ACH and payroll checks are available, the most efficient and least costly method is to establish a direct payroll relationship with TruGrocer.  The cost of creating and distributing payroll checks can range from $.75 to $2.00 per check.  ACH transactions can range from $.13 to $.20 in direct costs per deposit.  With payroll deduction directly to TruGrocer, there are no fees to factor into the cost of payroll processing since it is completely free. 

There are numerous benefits when using payroll deductions at TruGrocer:

Lower costs

  • No fees paid to TruGrocer
  • Fewer checks to purchase
  • Lower postage expense

    Increased efficiencies

  • Simple workflow between employer and TruGrocer
  • Quick problem resolution and fewer errors
  • Easier payroll research
  • Electronic process saves time over handling paper
  • No trouble with lost or stolen checks

    Improved employee benefits

  • Increased confidentiality and convenience of payroll
  • Funds available earlier with no waiting on float time
  • Eliminate trip to cash or deposit checks
  • No payroll issues for traveling, vacationing or sick employees
  • Customized distributions for checking accounts, child allowances,
             Christmas & vacation savings, IRAs, HSAs, multiple loan
             payments and many more...

    Completely compliant disclosures and agreements make the workflow very smooth and problems are resolved quickly.  The latest technologies for processing deposits are customized as necessary for each payroll process.  Providing a host-to-host interface to add, modify or delete payroll deductions is done by TruGrocer.

    Contact a Business Development Officer today (info@trugrocer.com) to begin receiving the benefits of payroll deductions at TruGrocer.



  • Joining | Forms Request | Account Disclosure | Privacy Statement | Savings Protection